Another important distinction between payment models refers to how often you get paid: One-off commissions: meaning, you only get paid out once for that particular customers/lead. For example, if one of your readers buys a product using your link, you get paid once, a percentage of that saleRecurring programs: recurring programs pay you a recurring fee for the customers you bring to them. For example, let’s say they bought a software; with this payment structure, you’d get a commission every month that they use that software (some programs offer this for as long as that person uses their service/tool, while others limit them to the first few months/years of use)
These are just a handful of the reasons affiliate marketing is such a good way to monetize your site, but they certainly aren’t the only ones.

Just as with licenses and permits, your business needs insurance in order to operate safely and lawfully. Business Insurance protects your company’s financial wellbeing in the event of a covered loss.
I don’t usually recommend any particular product. I expect individual to make his own decision.